Who is X-Caliber Rural Capital?
X-Caliber Rural Capital is one of the nation’s top USDA-licensed lenders. Our team has a strong depth of experience across the five products under the USDA OneRD Guarantee Loan Initiative for rural businesses, community facilities, infrastructure improvements, and economic development. In fact, the team includes former USDA specialists, seasoned small business lenders, and former business owners who understand the complexities of operating businesses, start-up businesses, and development projects.
Helping you capitalize on the long-term benefits of a USDA loan is our specialty.
Our clients are able to take advantage of attractive financing terms across all five USDA OneRD lending products for rural businesses, community facilities, infrastructure, and more. Dozens of project types are eligible for USDA financing, supporting job creation and economic development throughout rural America. We invite you to explore the program pages and contact the X-Caliber Rural Capital team with details on your financing request.
$250,000 to $100MM
New Construction, Acquisition, Refinance
Diverse Project Types in Rural Areas
Why Consider an X-Caliber Rural Capital USDA Guaranteed Loan?
- Higher leverage with extended amortization – payments your operation can support
- Longer terms with fixed rates not attainable at local or regional banks
- Flexible underwriting supports complicated transactions, including start-ups and expansions with projected income
- Can be combined with other financing products for a comprehensive capital stack
- One loan application for construction to permanent financing with simple conversion at completion
- USDA expertise direct from the agency with structure guidance and an efficient application process
Unique Expertise – Expansive Project Types
X-Caliber Rural Capital is the nation’s largest non-bank USDA lender. From hotels to food ingredient manufacturers; from wellness centers, to cold storage, X-Caliber Rural Capital’s experts are ready to tackle complex transactions for a variety of projects that support Rural America’s capital needs.
Benefits of USDA Lending Programs
Why consider a USDA loan for your business or project?
X-Caliber Rural Capital’s Jordan Blanchard provides a few of the many attractive features and benefits of the program.