• News
  • Careers
  • Contact Us
  • Request A Quote
X-Caliber Rural Capital
  • Programs
      • Business & Industry
      • Rural Energy for America
      • Community Facilities
      • Water & Waste Disposal
      • Food Supply Chain
  • Projects
  • Our Story
      • Our Team
      • Our Partners
  • Our Impact
  • FAQ
  • USDA Rural Map
  • News
  • Careers
  • Contact Us
  • Request A Quote
  • Menu Menu

Funding Rural America’s Future

Is Your Project In An Eligible Area Request a Quote Contact Us

Who is X-Caliber Rural Capital?

X-Caliber Rural Capital is one of the nation’s top USDA-licensed lenders. Our team has a strong depth of experience across the five products under the USDA OneRD Guarantee Loan Initiative for rural businesses, community facilities, infrastructure improvements, and economic development. In fact, the team includes former USDA specialists, seasoned small business lenders, and former business owners who understand the complexities of operating businesses, start-up businesses, and development projects.

Helping you capitalize on the long-term benefits of a USDA loan is our specialty.

Our clients are able to take advantage of attractive financing terms across all five USDA OneRD lending products for rural businesses, community facilities, infrastructure, and more. Dozens of project types are eligible for USDA financing, supporting job creation and economic development throughout rural America. We invite you to explore the program pages and contact the X-Caliber Rural Capital team with details on your financing request.

$250,000 to $100MM

New Construction, Acquisition, Refinance

Diverse Project Types in Rural Areas

Why Consider an X-Caliber Rural Capital USDA Guaranteed Loan?

  • Higher leverage with extended amortization – payments your operation can support
  • Longer terms with fixed rates not attainable at local or regional banks
  • Flexible underwriting supports complicated transactions, including start-ups and expansions with projected income
  • Can be combined with other financing products for a comprehensive capital stack
  • One loan application for construction to permanent financing with simple conversion at completion
  • USDA expertise direct from the agency with structure guidance and an efficient application process

Unique Expertise – Expansive Project Types

X-Caliber Rural Capital is the nation’s largest non-bank USDA lender. From hotels to food ingredient manufacturers; from wellness centers, to cold storage, X-Caliber Rural Capital’s experts are ready to tackle complex transactions for a variety of projects that support Rural America’s capital needs.

Benefits of USDA Lending Programs

Why consider a USDA loan for your business or project?

X-Caliber Rural Capital’s Jordan Blanchard provides a few of the many attractive features and benefits of the program.

Programs

Business & Industry

B&I is the USDA’s general purpose lending program that primarily finances real estate and equipment.
Learn More

Rural Energy for America

REAP provides financing for energy-efficient improvements, energy-efficient equipment for agricultural producers and renewable energy systems.
Learn More

Community Facilities

CF provides financing for essential community facilities located or serving rural areas.
Learn More

Water & Waste Disposal

WEP provides affordable financing to qualified borrowers to improve access to clean, reliable water and waste disposal systems for households and businesses in rural areas.
Learn More

Food Supply Chain

FSC is USDA’s newest program that offers affordable financing for food system projects that strengthen and expand the middle of the food supply chain.
Learn More

Projects

Rural-Business

Rural Business

Community-Infrastructure

Community Infrastructure

Renewable Energy

Rural-Water-Infrastructure

Rural Water Infrastructure

Rural Owner Occupied/
Non-owner Occupied

Rural-Public-Infrastructure

Rural Public Infrastructure

Our Partners

  • Capital
  • Funding-LLC

With this funding from our partners at X-Caliber Rural Capital, Hardee Fresh is transforming the way millions of Americans will be able to eat healthy produce. We are expanding our ability to use cutting-edge technology to ensure that our leafy greens are all natural and organic.

Halton A. Peters, Ph.DCo-Founder, and President of Hardee Fresh

We partnered with the X-Caliber Rural Capital team to access specialized capital sources with lenders we can trust. Being able to execute a USDA Business and Industry guaranteed loan provided us effective, long-term financing for our new construction hotel project. Having the ability to layer in C-PACE financing through X-Caliber’s in-house affiliate for our energy efficient designs provided us with a winning combination. For certain, the level of expertise the X-Caliber Rural Capital team brought to the table helped us execute our financing goals.

T-Rex Capital Group LLC

I was pleased to work with the X-Caliber Rural Capital team to put together a complete financing package that will deliver a state-of-the-art, first-mile, cold storage facility to serve agriculture producers and processers throughout California’s Central Valley. By combining a USDA Food Supply Chain loan with Commercial PACE, the XRC team provided me with a competitive, long-term financing solution which enabled the development of the project. The financing supports the construction of a building designed with sustainable materials and powered by renewable energy that will help preserve crops post-harvest. California’s Central Valley is critical to supporting the global food supply chain, and I am pleased to partner with experts whose knowledge and expertise added value in helping me to bring this project to fruition.

Adam HaynerFounding Principal at Origo Investments
PreviousNext

Let’s Get the Process Started

Request a Quote

Programs

  • Business & Industry
  • Rural Energy for America
  • Community Facilities
  • Water & Waste Disposal
  • Food Supply Chain

Quick links

  • USDA Rural Map
  • FAQ
  • Contact Us
  • Careers
  • Privacy Policy

Newsletter Signup

  • LinkedIn
  • Youtube
© Copyright 2023 - X-Caliber Rural Capital | Web Design by M16 Marketing
Scroll to top
Request A Quote