At X-Caliber Rural Capital (XRC), we provide funding for rural businesses, community facilities, and water and waste facilities through the General USDA OneRD lending initiatives. Through three different programs, we support many different project types including agricultural processing and manufacturing facilities, and small businesses looking to expand or modernize. These investments aim to stimulate economic growth and create job opportunities in rural areas. XRC also assists in funding community facilities such as hospitals, schools, and public safety buildings, supporting essential infrastructure development critical for rural communities’ well-being. Through the different USDA lending programs, XRC is also able to fund constructing or upgrading water treatment facilities, developing essential community water systems, and improving wastewater management infrastructure.

By funding these diverse initiatives, we are able to support rural businesses and projects that play a vital role in enhancing the quality of life and promoting sustainable development in rural America.

Depending on the program, our expansive USDA lending platform support loan sizes between $250,000 and $100MM and will be available for new construction, acquisition, and refinance transactions:

Project Types

  • Hospitality
  • Manufacturing
  • Water Efficiency
  • Healthcare
  • Agriculture

Project Uses

  • Business conversion, enlargement, repair, modernization, or development
  • Land, buildings, and infrastructure
  • Machinery and equipment, supplies, or inventory
  • Debt refinancing
  • Business and industrial acquisitions
  • Start-up costs and working capital
  • Real estate financing
  • Municipal assets and infrastructure