Objective: We are seeking a dynamic and driven Loan Originator & Syndication Specialist to join the Rural Infrastructure Lending within X-Caliber Rural Capital. This role involves sourcing, developing, and managing client relationships to originate loans through various programs. This position will also have the added duties of leading or supporting the placement of whole loans and participation with third party buyers and investors.
The ideal candidate will have a strong background in commercial lending, exceptional interpersonal skills, and a commitment to promoting economic growth in rural communities.
Responsibilities will include, but not limited to:
- Loan Generation, EB5-backed loans funded through XRL ALC, LLC
- Business development and outreach
- Prescreening
- Loan structuring
- Facilitation of complete documentation package from applicants suitable for underwriting
- Creation of an underwriting hand off memo
- Ongoing communication with applicants
- Closing support
- Post closing support, as needed
- Loan Syndication
- Preparation of written analysis of 3 to 5 pages presenting an opportunity to whole loan buyers and participants
- Identification, sourcing, and cultivation of whole loan buyers and participants
- Primary communication, follow up, and due diligence delivery of all requests required by whole loan buyer or participant to complete due diligence
- Oversight and facilitation of agreement between buyer and seller
- Ongoing communication and support of participated loans and whole loan buyers or participants
- Loan Syndication responsibilities are for all loans originated by XRL ALC, LLC, regardless of the Loan Originator
- Additional Products:
- Loan Originator will have the opportunity to sell multiple products on the X-Caliber Platform, including XRA ALC, LLC loans, USDA loans, HUD, CPACE, bridge, energy, etc.
Job Qualifications:
- Bachelor’s Degree preferred
- A minimum of 3 years’ experience as a loan closer or transactional legal assistant or paralegal or other relevant experience is preferred
- Must be proficient in basic software applications included in Microsoft Office Suite
- Strong customer communication/service skills
- Excellent oral and written communication skills. Strong analytical, organizational, and time management Proven ability to manage tasks in a timely and efficient manner.
- Ability to proactively manage and prioritize workflow
- Must be adept to build out Power Point presentations for us with loan syndication functions
- Intermediate or above excel command
- Remote work environment
Salary and total compensation to be determined 401K 3% annual match
Medical, dental, vision and other benefits
X-Caliber is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. You may view our Equal Employment Opportunity notice here. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local law.