As a USDA-licensed lender, X-Caliber Rural Capital (XRC) provides affordable financing through the Water and Waste Disposal Guaranteed Loan Program to qualified borrowers to improve access to clean, reliable water and waste disposal systems for households and businesses in rural areas. The XRC team has unique expertise in the USDA’s loan programs and is committed to working with you to create the best financing to meet your needs. Not only will we provide you with a loan that has competitive terms and promotes good environmental practices, but the XRC team will also develop a customized, sustainable plan with efficient budgeting that ensures your entity will be positioned for long-term, smart solutions to support planning for future infrastructure needs.