X-Caliber Rural Capital Community Facilities Program

Community Facilities Guaranteed Loan Program

Leveraging Competitive Terms To Help Your Community Infrastructure

As a USDA-licensed lender, X-Caliber Rural Capital (XRC) provides affordable financing with the Community Facilities Guaranteed Loan Program under the OneRD Guarantee Loan Initiative to qualified borrowers to develop essential community facilities in rural areas. The XRC team has unique expertise in the USDA’s loan programs and is committed to working with you to create the best financing to meet your needs. The XRC team will provide you with a loan that has competitive terms and supports your rural business.

ELIGIBLE AREAS

The program primarily serves rural areas with populations of 50,000 residents or less based on the last census and not contiguous with an adjacent populated area. The USDA mapping link will confirm eligibility.
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TERMS

Loan ranges of $1MM to $100MM
Maximum loan term of 40 years
Fixed or variable rates

QUALIFIED APPLICANTS

Public bodies
Federally recognized tribes
Non-profit organizations

PROCEEDS

The proceeds may be used to construct, enlarge, extend, or otherwise improve essential community facilities. Examples include:

Health care facilities and services, including but not limited to hospitals and senior care facilities
Fire, rescue, and public safety facilities and services
Community, public, social, educational, or cultural facilities or services
Transportation facilities such as streets, bridges, roads, ports, and airports
Certain utility projects
Certain telecommunications end-user equipment when related to public safety, medical, or educational telecommunication links
Water infrastructure facilities such as levees, dams, reservoirs, inland waterways, canals, and irrigation systems
Purchase and installation of renewable energy systems for use by an essential community facility
Land acquisition and necessary site preparation including access ways and utility extensions to and throughout an industrial park site
Community parks, community activity centers, and similar types of facilities