X-Caliber Rural Capital Energy for America Program

Rural Energy for America Guaranteed Loan Program

Leveraging Competitive Terms To Facilitate Your Renewable Energy Project

As a USDA-licensed lender, X-Caliber Rural Capital (XRC) provides affordable financing through the Rural Energy for America Guaranteed Loan Program (REAP) to qualified developers, small businesses, and agricultural producers for renewable energy systems, to make energy efficiency improvements, or to purchase energy-efficient equipment. The XRC team has unique expertise in the USDA’s loan programs and is committed to working with you to create the best financing to meet your needs and ensure your company will be positioned for long-term, smart solutions for climate variability and overall energy costs to support your future infrastructure needs.

ELIGIBLE AREAS

The program primarily serves rural areas with populations of 50,000 residents or less based on the last census and not contiguous with an adjacent populated area. The USDA mapping link will confirm eligibility.
Click to link – https://eligibility.sc.egov.usda.gov

Agriculture producers may be located in rural or non-rural areas

TERMS

Loan ranges of $1MM to $25MM per individual project
Maximum loan term of 30 years
Fixed or variable rates

QUALIFIED APPLICANTS

Rural small businesses
Agricultural producers

PROCEEDS

Funds may be used for renewable energy, including, but not limited to – solar, biomass, renewable natural gas, geothermal, hydropower (below 30 watts), hydrogen, small and large wind generation, and ocean (tidal, current, thermal)
Funds may also be used for the purchase, installation, and construction of energy efficiency improvements and energy efficient equipment, including, but not limited to – high efficiency heating, ventilation, and air conditioning systems (HVAC), insulation, lighting, and cooling or refrigeration unit