X-Caliber Rural Capital Solid Waste Solutions for Growing Communities

Solid Waste Solutions for Growing Communities

Leveraging Competitive Terms for Long-Term Waste Infrastructure

As populations grow, so does waste. Every community generates it, and managing it responsibly is essential. X-Caliber Rural Capital (XRC), a USDA-licensed OneRD lender, provides financing through the Water & Waste Disposal Guaranteed Loan Program, with a focus on solid waste infrastructure.

XRC partners with communities to deliver customized financing solutions that support efficient operations, environmental responsibility, and long-term sustainability.

ELIGIBLE AREAS

Rural areas with populations of 50,000 or less, not contiguous with urban areas. Projects in non-eligible locations may qualify if serving eligible communities. The USDA mapping link will confirm eligibility.

TERMS

$1MM – $50MM loan size
Up to 40 years
Fixed or variable rates

QUALIFIED APPLICANTS

Public bodies
Federally and state-recognized tribes
Non-profit organizations

PROCEEDS

Construction and improvement of solid waste facilities (landfills, transferstations, recycling facilities)
Equipment for efficiency and compliance
Engineering, legal, and environmental costs
Commissioning expenses and capitalized interest
Facility acquisition to maintain service
Refinancing to increase capacity

Why Solid Waste Investment Matters

Waste is universal—growing populations increase demand
Regulations are tightening, requiring ongoing upgrades
Infrastructure is costly, making long-term planning critical
Systems are essential community assets supporting health and the environment

OVERALL BENEFITS

Up to 100% financing
Long-term, affordable capital
Construction financing available
Federal guarantee strengthens credit profile
Streamlined process (no agency engineering review)
Dedicated servicing for the life of the loan

Solid waste systems can unlock additional value through government-guaranteed financing by supporting recycling and material recovery initiatives, waste-to-energy projects, and tipping fee optimization with regional expansion strategies. Together, these approaches can help offset operational costs and improve long-term financial sustainability.

XRC helps position your solid waste project for long-term success—balancing compliance, cost, and community impact. For more information, contact your loan originator or email info@xrcusda.com

Request A Quote